Types of Loans

Loan Programs Tailored for Real Estate Investors

At River Oaks Commercial Capital, we understand that every real estate investment is unique. That’s why we offer a variety of loan programs designed to meet the diverse needs of real estate investors and commercial property owners. Our goal is to provide you with flexible and efficient financing solutions to help you achieve your investment objectives.

Hard Money Loans

For investors seeking quick and flexible funding, our hard money loans are asset-based lending options that focus on the value of the property rather than traditional income documentation. This allows for faster approval and funding, enabling you to act swiftly in competitive markets.

Constructions Loans

Our Construction Loans are tailored for real estate investors and developers planning new builds or major renovations. These loans provide the capital you need at every stage of your project from land acquisition to final touches ensuring smooth progress and timely completion.

Bridge Loans

Bridge loans provide short-term financing to bridge the gap between the purchase of a new property and the sale of an existing one. These loans are perfect for investors who need quick access to funds to seize timely investment opportunities.

Commercial Real Estate Loans

Our commercial real estate loans are ideal for investors looking to purchase or refinance income-producing properties. We offer competitive rates and terms to help you maximize your investment returns.

Joint Venture Loans

Our JV Loans program is designed to empower partnerships between investors. By pooling resources and sharing risks, these loans enable collaborative projects that can unlock greater potential returns. With flexible financing structures and competitive terms, River Oaks Commercial Capital supports joint ventures from inception to completion, ensuring that every partner’s vision is realized.

Full Doc loans

For borrowers with a strong financial profile, our Full Doc Loans offer a traditional financing solution backed by comprehensive documentation. These loans provide competitive terms and structured flexibility, ensuring a smooth approval process while delivering long-term capital solutions. Trust River Oaks Commercial Capital to support your investment journey with transparency, efficiency, and dedication.

Unlock Your Next Real Estate Deal

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Why Choose River Oaks Commercial Capital?

Expertise

Our team has extensive experience in real estate financing and is dedicated to helping you find the best loan options for your investments.

Personalized Service

We work closely with you to understand your unique needs and tailor our loan programs accordingly.

Efficiency

Our streamlined processes ensure quick approvals and funding, so you can capitalize on investment opportunities without delay.

Success Stories

How we've helped real estate professionals reach new heights.

  • We use an automated draw system
  • Getting your draw request in one day or less
  • We can adjust draws on the move
  • All done on your phone app
  • We have a dedicated construction team
  • To help you when you stall
  • Help you find contractors
  • General advise
  • We can help you with budget
  • We are unlike any lender you may have worked with
  • We are here to help from purchase to market

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